1st Choice Counseling provides people from all walks of life and financial situations with the skills they need to enter into or return to home ownership. We can help you prepare for any financial hurdles and attain your financial goals. Today is the first day of the rest of your life – Start Now. We are committed to helping you decide what is best for you right now. Call us now we can help.

 
Protect Your Identity:

Safeguard your purse and wallet.
Don't carry your Social Security number or card; leave it in a secure place.

Carry only the identification information and the credit and debit cards that you'll actually need when you go out.

If any of your ID has been lost or stolen, take action immediately -- contact the fraud department of each of the three credit bureaus. Tell them to flag your credit file with a “fraud alert,” including a statement that creditors should get permission before opening any accounts in your name. Initial fraud alerts are valid for three months but can be extended for up to seven years.

 
Need Help?
  • Credit Counseling - FREE courses
  • Basic Budgeting - FREE Info and Forms
  • Credit Help available at low or no cost

 

Complete the Contact Form at the Contact Us link

or Call us - for a free intake & consultation

 

Call us now Toll free:  888-267-6111

 

Call us now  Toll free:  888-267-6111

 

 

Housing Help
 

• Purchase or Lease

    Forms & Credit Review


• Rental Counseling

    Know Your Rights


• Fair Housing Information

   

• Women & Seniors

 
• Predatory Lending
 

Financial Education

 

GET IT NOW

 

Don’t wait till it’s too late, there may be solutions you don’t know about.
• For the elderly, judgment proof income.
• For youth, cut your losses NOW and start fresh

• For women - discover your innate and special money mindset.

• For everyone, basic financial education can save you money and secure a bright financial future
Basic Budgeting and Goal Setting can take you and your family where you want to go– the American Dream is still a reality!  Take our FREE Courses or call


 

 

Bankruptcy Help

 

If you are considering Bankruptcy use our FREE courses click below. If you determine that Bankruptcy

is the best option for you

our Credit Counseling

and Personal Financial Management Courses

meet the requirements

for individuals and businesses filing

consumer bankruptcy.

Our courses are

approved by the Department of Justice .


Click Here

Credit Help

 

Free consultations

  • “Soft pull” of all 3 creditbureau reports and score (doesn't impact your credit score)

  • Comprehensive budget and credit report reviews

  • Budgeting and financial education

  • Action plans

  • Credit coaching

  • Several programs to choose from

 

Click for more  credit help

         information.

 

“DBSM, Inc is a federally approved non profit charitable organization under 501 c 3. Your donations are tax deductible”   Donate Now